Disclaimer

Last updated: 13 April 2026

The tools and calculators provided on daytics.com ("the Site") are for informational and educational purposes only. By using the Site, you acknowledge and agree to the following disclaimers.

1) Finance Tools

Our finance calculators — including compound interest, mortgage, auto loan, credit card payoff, currency converter, and bill splitter — provide estimates only. Results should not be treated as financial advice. Actual figures may vary based on lender terms, fees, exchange rate fluctuations, and other factors. Always consult a qualified financial adviser before making financial decisions.

2) Health Tools

Our health calculators — including BMI, BMR, calorie, and body fat tools — are for general informational purposes only and do not constitute medical advice. Results are based on standard formulas and may not account for individual health conditions. Always consult a qualified healthcare professional before making changes to your diet, exercise, or health routine.

3) Tax Tools

Any tax-related calculations or estimates provided on the Site are for general guidance only. Tax laws vary by jurisdiction and change frequently. You should always verify calculations with a qualified tax professional or your local tax authority before filing or making tax-related decisions.

4) Mortgage Tools

Our mortgage calculator provides approximate repayment figures based on the inputs you provide. Actual mortgage terms, interest rates, fees, and repayment amounts will depend on your lender and individual circumstances. These estimates do not represent an offer of credit or a guarantee of terms.

5) Data Accuracy

While we make every effort to ensure accuracy, we cannot guarantee that all data, calculations, or results are error-free. Data may be sourced from third-party providers and may occasionally be outdated, incomplete, or inaccurate. You should independently verify any information before relying on it.

6) External API Reliance

Several of our tools rely on external APIs and data sources, including:

• Nager.Date — for public holiday data used in business day calculations.
• Open-Meteo — for sunrise, sunset, and weather-related data.
• er-api (ExchangeRate-API) — for currency exchange rate data.

We are not responsible for the accuracy, availability, or reliability of these external services. If an API is temporarily unavailable or returns incorrect data, tool results may be affected.

7) Consult Professionals

Our tools are designed to help you with quick estimates and general information. They are not a substitute for professional advice. For any important decisions — financial, medical, legal, or otherwise — please consult a qualified professional.

8) Contact

If you have questions about this disclaimer, contact us at info@daytics.com.